Car Theft: Don’t Let It Happen to You

Car theft has been a problem in the United States since cars were invented. A car or other vehicle is stolen in the United States every 28.8 seconds according to 2008 data from the FBI. The chances of your car being stolen in the U.S. are 1 in 210 according to data from federal agencies and the Insurance Information Institute. The odds vary geographically. The Northeast has the lowest incidence of vehicle thefts, about 9.8 percent, and the Midwest 18.2 percent. The South and West have the highest percentage of vehicle thefts, about 36 percent each. Your chances of having your car stolen are highest in urban areas.

The National Insurance Crime Bureau (NICB) reported in 2007 that fewer than 60 percent of car theft victims ever got their vehicles back. Many of those vehicles were returned with body damage and expensive parts stripped off, requiring extensive repairs and body shop work. Law enforcement officials stress the need to call the police immediately if your car is stolen, but the recovery numbers are dismal. The best way to deal with car theft is to take these steps to make sure it doesn’t happen to you.

* Lock up. Newer cars are easier than ever to secure when you step away even for a few minutes, with automatic locks and remote key fobs. Close your sunroof and roll up your windows before you leave. Avoid starting your car to warm it up unless you’re sitting in it. An idling vehicle with the keys in the ignition takes mere seconds to steal and drive away.

* Invest in a garage if you can. If you have a garage, you can increase your car’s security (and your own) by always locking it. If you don’t have a garage, parking in your driveway is safer than a spot at the curb. Away from home, pick your parking spots carefully and avoid poorly lit, low-traffic streets, especially after dark.

* Don’t give a car thief extra incentive. Take your purse, briefcase, or electronic gadgets with you instead of leaving them in the car. Instead of keeping your car’s paperwork in the glovebox, carry it with you and make copies for other family members. Most of all, don’t deal with your tendency to forget your keys by keeping an extra one attached to the vehicle somehow. Car thieves know all the best spots to find hidden keys, and if they find yours, they don’t even have to break a window to steal your car.

* If you want to add an extra shield of protection, a number of devices are available that can go a long way toward making your car theftproof.

If you don’t have a lot of money to spend, the basic “Club” type of steering wheel lock gets good reviews by law enforcement officials and provides a visual deterrent to theft. Brake pedal locks can accomplish the same thing.

The popularity of car alarms is testimony to their effectiveness, and every year they get better. The latest improvements in vehicle security technology consist of highly efficient sensors that detect signs of theft like changes in air pressure, telltale sounds like shattering glass, and changes in elevation from front to rear or side to side. Thieves who jack up your car to remove the wheels or use a tow vehicle to steal your car now have less chance of success. Even the basic alarm consisting of a pressure switch on each door hooked to a siren or the car’s horn can go a long way toward chasing off the would-be car thief.

The kill switch is a relatively new development in vehicle security. These anti-theft devices work by keeping your car from starting unless you supply the correct inputs. Special ignition keys that release a radio signal to unlock your car’s starting system are especialy popular. Other lockout devices may disable your car’s fuel or electrical system while you’re away.

GPS devices and radio transmitters provide law enforcement with a way to find stolen vehicles and apprehend criminals. The LoJack transmitter system has a 90 percent recovery rate. Insurance carriers have begun offering their customers discounts on premiums to LoJack users, as well as on the transmitter systems themselves.

Certain vehicles are frequent targets for car thieves, especially high-end sport utility vehicles. The Cadillac Escalade and the Hummer were featured last year in an ABC News article on the most stolen cars in the U.S. Models among the least likely to be stolen are the Mercedes E Class, Buick Rainier and Subaru Forester.

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