Your insurance will make less with this info

Insider information and the things your insurance agent does not want you to find out.

1) High Deductible health insurance plans give you more coverage for the money, than low deductible healh insurance plans do.

2) rental and towing addon to your car insurance are not typically the best money spent.

3) Term Life Insurance is less expensive than whole life insurance.

4) The largest discounts can be found on Home owners insurance, ask 5 times if there are any other discounts and see what happens.

5) Mulitiple line discounts are availible through most companies, so make sure you ask for them since they cust into the agent commission you may not have them offered to you.

6) Agents commissions typically reduce (SOMETIMES BY HALF) the 2nd full year of coverage, that is why your agent becomes your friend again around month 11 or 12.

Why then do most agents push for these things? GREED, pure greed they get paid a percentage of what you pay to the insurance carier so the more you pay the more they make.

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